OUR LOAN OPTIONS
We offer the following programs:
Adjustable Rate Mortgage
Mortgage-Adjustable-Rate Mortgages (ARM’s) start at a low fixed rate for a specified amount of time but then become variable throughout the life of the loan.
Fixed rate Mortgage
Fixed-Rate Mortgages charge a set interest rate that does not change throughout the life of the loan.
FHA Loan
FHA Loans are mortgages that are insured by the Federal Housing Administration and issued by an FHA-approved lender.
VA Loan
VA Loans are mortgage loans available through a program established by the United States Department of Veterans Affairs.
USDA Loan
USDA Loans are mortgage loans that provide people in low-population, rural areas with the opportunity to buy a home.
Cash Out Refinance
A Cash-Out Refinance is a mortgage refinancing option that replaces the previous mortgage loan with a new mortgage loan of a higher value,
Rate & Term Refinance
Rate & Term Refinance–
A Rate & Term Refinance is a mortgage refinancing option where the original loan amount does not change, but the interest rate and/or term of the loan changes.
